Decision-Making Process of Consumers

Question: Examine about the Decision-Making Process of Consumers? Answer: Presentation:- Before buying something dynamic procedure by the buyers is a most noteworthy procedure from which the genuine image of purchaser conduct towards a specific item can be drawn. There are distinctive like social, social, individual and mental variables which impact straightforwardly or in a roundabout way the dynamic procedure of a purchaser. For various merchandise the purchaser will act distinctively as per his need, inclination and buying power. Before buying an item the shopper ought to experience various phases of dynamic procedure. For this situation the critical intensity of buyer among various kinds of items and furthermore among various sorts of elective brands is exceptionally basic. Five phases of dynamic procedure of purchaser while buying a buyer electronic item:- In todays world the electronic merchandise are the for the most part required items to the buyers. If there should be an occurrence of electronic merchandise the purchaser will consistently pass judgment on its strength (Lerrthaitr and Panjakajor, 2014). Presently, PC is a purchaser electronic item and if a buyer needs to purchase another PC for his/her own utilization, at that point he/she should follow the accompanying five phases of their dynamic procedure:- Issue rearrangement or need revamping by the shopper:- Before buying something the shopper ought to perceive his/her own requirements for a specific product.Without requirement for any item the customer won't go for buying that item. The need of the purchaser ought to be bolstered by its buying capacity. At exactly that point the shopper can go before for the further phases of his/her dynamic decision (Lerrthaitrakul and Panjakajornsak, 2014). For instance: - For this situation the customer is confronting a normal issue with his/her old PC which hampers his/her every day office work and others exercises like speak with the companions and family members through internet based life, checking the new mail or sending a significant mail and so forth. Consequently, he/she direly need another PC. Thus, for this situation the purchaser has the three sorts of requirements for this PC. They are:- Practical need: - This sort of need is identified with the particular elements of the PC. That is the PC with overhauled innovation is increasingly helpful for office work and distinctive computation. Besides, if the new form of the PC of a specific organization has a more remarkable hard-plates and video card than the bygone one then the customer will choose to purchase the upgraded one as opposed to keeping devouring the former one, as the enhanced one will give him/her more offices of memory stockpiling and most recent computer games. Social need:- At present, each informed and working individual has his/her very own PC or PC to play out their day by day office work and different investigations. Additionally, for getting contact with the companions and family members, this buyer utilizes the online networking through the PC. He/she additionally direly need it for sending significant sends. Subsequently, there is a social need behind the buying choice of an electronic item like PC. Requirement for changes:- The past PC of the purchaser was old one and the shopper wants to purchase another model. Subsequently, the buyer will choose to buy another PC so as to supplanting the bygone one. Educational inquiry: - Before buying the new PC he will quick assemble data about the various sorts of accessible workstations in the market with various highlights having various costs. The client may assemble this data either from his companions, relatives or collaborators who are specialists in this field or from different business sources like T.V. includes news paper promotion and so forth. He can likewise take the buying choice from his own involvement with this specific field. There are two kinds of data sources. One is the interior source and the other is the outer source (O'Shaughnessy, 2012). The interior wellsprings of data:- The principle inside wellspring of data is the buyers own understanding and recollections of buying the old workstations. Based on this memory the customer won't rehash a similar error as he/she did while buying the bygone one. In addition, the specialists or the workplace staffs may likewise give exhortation to buy a best quality item (Perreau, 2013). The outer wellsprings of data:- The companions, relatives and different purchasers are go about as outside sources to give the data to the client about the highlights and cost of various brands of workstations. In addition, the web based life assume a significant job in giving this data. That is the purchaser can likewise assemble data from the commercials in papers or from T.V. or on the other hand from the magazine or business handout of that specific item (Rathnam, 2005). Elective assessment:- In the wake of get-together the choice, he will start to assess or think about among the various brands of workstations accessible in the market. For this situation he will concentrate on the brand which offers bunches of effectively hand capable highlights at a less expensive rate than different brands. There are various brands of PC sold on the planet advertise like Sony, HP, Dell, Samsung and so on. There are some comparative and some various highlights of these various brands of PC. Some of them are very easy to use yet have very little overhauled highlights. Once more, some of them may contain different updated includes however not very easy to understand. Besides, the plan and the style of various models of the PCs are unique. It is thoroughly up to the shopper that which brand or which model he/she will pick as indicated by his/her need. The dynamic decision ought to guarantee the need of the shopper (Schiffman and Wisenblit, 2015). Buying Decision:- In the wake of assessing the elective brands of the PCs he will take a ultimate choice of buying and buy the item as per his need, taste and moderateness. Indeed, even while buying the PC the purchaser can pick whether he/she will buy another PC or a recycled PC. In the event that the purchaser has insufficient capital in his/her hand to purchase another PC and in the event that the need is earnest, at that point he/she can buy a recycled PC gave the PC is working admirably (Schiffman, Kanuk and Hansen, 2012). Post-buy conduct:- In the wake of buying the PC the purchaser will judge that whether the item is extremely appropriate for his need or whether he can undoubtedly deal with this item. In the event that there emerge any issue with the PC, the purchaser will quickly grumble at its administration community and will request either to take care of the issues or to give him another PC in return of the bought one. Be that as it may, if the bought PC is utilized by the buyer for a long-lasting then the organization can possibly offer a few types of assistance in return of administration charge if their emerge any issue with respect to the utilization of that PC. The buyers can likewise share their positive or negative perspectives in regards to the items by overhearing people's conversations to their loved ones or additionally through the online networking (Streetdirectory.com, 2015). End:- In spite of the fact that all the purchasers follow the essential attributes with respect to their dynamic, the real personal conduct standards of various customers are distinctive as per their diverse test and inclination on various nature of items. Subsequently, it isn't so natural to break down the purchaser conduct through these five phases of dynamic decision as it were. In addition, there is an extraordinary need of changes in dissemination framework particularly for the shopper electronic merchandise as various buyers are specific about the suitable arrangement of circulation of discrete electronic items. Since, the purchasing limit of the buyer of a comparative item may not be same, there likewise may emerge a distinctions in regards to the amount bought of a similar item. Be that as it may, in present world, because of a development of web based advertising, there is an expanding quantities of business shops or sites and the online buyer, however the practices of both the on the web and the disconnected buyer are pretty much same. References:- Lerrthaitr, W. what's more, Panjakajor, V. (2014). Channels of Electronic Word-of-mouth Affecting Consumers' Buying Decision-production Process in the Low Cost Carriers (LCCs).Research Journal of Business Management, 8(4), pp.367-378. Lerrthaitrakul, W. what's more, Panjakajornsak, V. (2014). The Impact of Electronic Word-of-Mouth Factors on Consumers Buying Decision-Making Processes in the Low Cost Carriers: A Conceptual Framework.International Journal of Trade, Economics and Finance, 5(2), pp.142-146. O'Shaughnessy, J. (2012).Consumer conduct. Basingstoke: Palgrave Macmillan. Parumasur, S. what's more, Roberts-Lombard, M. (2012).Consumer conduct. Claremont, South Africa: Juta. Perreau, F. (2013).The 5 phases of Consumer Buying Decision Process. [online] Theconsumerfactor.com. Accessible at: https://theconsumerfactor.com/en/5-phases buyer purchasing choice procedure/[Accessed 14 Aug. 2015]. Rathnam, G. (2005). Cooperation Effects of Consumers' Product Class Knowledge and Agent Search Strategy on Consumer Decision Making in Electronic Commerce.IEEE Transactions on Systems, Man, and Cybernetics - Part A: Systems and Humans, 35(4), pp.556-573. Rose, V. (2012).Consumer conduct. Delhi: University Publications. Schiffman, L. what's more, Wisenblit, J. (2015).Consumer conduct. Boston [u.a.]: Pearson. Schiffman, L., Kanuk, L. what's more, Hansen, H. (2012).Consumer conduct. Harlow, England: Pearson Financial Times/Prentice Hall. Streetdirectory.com, (2015).Consumer Decision Making Process. [online] Available at: https://www.streetdirectory.com/etoday/buyer dynamic procedure fepoe.html [Accessed 14 Aug. 2015].

Application for Head Teacher Position Essay Example | Topics and Well Written Essays - 250 words

Application for Head Teacher Position - Essay Example I will accomplish this by evaluating and streamlining the client confronting forms (NSW Department of Education and Communities). I have worked in the situation of a head educator for a long time. In this manner, I will bring the encounters I have increased filling in as both a workforce director and a head instructor. Moreover, I have a bachelor’s certificate on Information Technology, which will empower me steer the improvement of online assets. Getting a chance to fill in as a head instructor will empower me improve, create, and support top notch abilities in educating. The head educator opportunity will likewise build up my aptitudes in money related administration like operational spending plans and utilizing programs like TIPA, BUDDY, and COST IT. Other than the abilities picked up from my past encounters, I am innovative and a difficult solver. I trust my accomplishments, selections, and grants will Illustrate my character and make me an appropriate possibility for this position (NSW Department of Education and

How to Write Your Common App Essay TKG

How to Write Your Common App Essay There are a million different ways to write your common app essay, but in this post we’re going to share the process that we use with TKG students. We like this method because it helps us zero in on topics and ideas that students commonly overlook. It works with every personality type and any potential interest, from introverted interior designers to extroverted entrepreneurs. There’s a long list of steps, but stick with it until you find the gem you’re looking for:Write down everything you do on paper. Class list, extracurricular activities, service trips, internships, and jobs. What classes do you excel in? What classes do you actually enjoy? How do you spend your summers? Make a detailed list of how you spend your time. Look at your list and cross off every single thing that’s already on your application. If you spent every summer at soccer camp and it’s listed as one of your activities, cross it out. If you’re on the debate team but one of your recommendation letters is from your debate teacher, cross it out. You might be left with a few things, or with nothing. It’s now time to dig deeper and start the brainstorming process. How would your friends describe you? Text a few of your friends and ask them to describe you in three words. We call that crowdsourcing. What’s your morning routine like? Is there something you do every night before bed, no matter what? How is your desk organized? What’s your go-to dinner recipe? What are you top ten favorite books (that weren’t assigned by a teacher?) Have you ever stood up for what’s right even though it wasn’t the “cool” thing to do? The more creative the questions you ask yourself, the better. The point of asking yourself (or your friends) these kinds of questions is to get down to who you are as a person. Let’s say your friends all tell you they go to you for advice, or you can’t stop thinking about the time you put together a piece of IKEA furniture without an instruction manual. I f you stick with the brainstorming process for long enough, one or two things always end up standing out. It’s rarely one of the initial ideas you had, and that’s a good sign. Once you have a list of adjectives (characteristics) that you feel good about, double check (again) that you’re not focusing on something that’s already in your application. The idea is to be adding another dimension with your essay. If you’re the captain of the volleyball team, you don’t want to write an essay about how your friends see you as a leader. Start thinking of stories that demonstrate those traits. The best essays tell a story that humanizes you: maybe you made a mistake and learned something, walk home from school every day and listen to a different podcast, or have a very specific way of organizing your closet.   As long as the characteristic you choose to write about adds another dimension to your application, you can start outlining your first draft. Most of the essays we do with ou r students break form. We do not use thesis statements, topic sentences, or the traditional five paragraph essay format. The outlines we create with our students are fairly fluid. The sole requirement is that there is a beginning, middle, and end. It doesn’t always need a conflict and a resolution, but it absolutely must be in a story format. For the first draft we ignore word count, grammar, spelling, and punctuation. The goal is to free write and end up with as many details as possible. We then revise, edit, revise, and edit some more. Many students underestimate the amount of time it takes it properly edit an essay, so make sure you leave enough time to make revisions.  If you’re not working with someone, you can still loosely follow this method on your own. Spending the time it takes to settle in on a subject is crucial, so be sure to set aside time for some ~introspection~. We’re really good at helping with this process, so reach out if you want to talk!

My Time At Plateau Asset Management - 1223 Words

Lessons Learned/ Anomalies: Although many analyst internship positions are individually focused, I found my time at Plateau Asset Management to be more team focused. Therefore, I learned many lessons regarding team work and communication. †¢ Speaking Fast: In the initial Friday group meetings I found myself never allowing the other analysts to digest the material that I was explain. Musa pointed this out to me half way through the internship and told me slow down and ask questions to make sure your listeners understand what you are explaining. This became important when I began to mentor new inters because it was necessary that they retained the information that I was explaining during our time together. †¢ Listening: Musa believed that I was a good listening, however that I could improve. Musa stated, â€Å"Always listen to respond†, when ‘listening to respond’ you absorb what the speaker is saying before responding. †¢ Working as a Minority: The fact that I was a minority in the team of 5 analysts did not come to my attention until the end of my internship period. Musa and I found this strange because a vast majority of the financial industry is Caucasian males, however even though this internship is in financial industry I was the only white Caucasian male intern; we furthered our study and found out that I was the only white Caucasian male to even apply for the position. We thought maybe this was because the internship was virtual. †¢ Section 3. Observations about theShow MoreRelatedWhat Do You See As Tullow s Particular Strengths As An Investment?1165 Words   |  5 Pagesvery simple business. I m just saying that, and I don t know if people would call that a strength, but I think it is a strength. It is totally understandable. 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Timeline of American Involvement in Wars

Americans have been involved with wars both large and small since before the founding of the nation. The first such war, sometimes called  Metacom’s Rebellion or King Philips War, lasted 14 months and destroyed 14 towns. The war, tiny by todays standards, ended when Metacom (the Pokunoket chief called ‘King Philip’ by the English), was beheaded. The most recent war, Americas engagement in Afghanistan and Iraq following the 2001 attack on the World Trade Center, is the most protracted war in American history and shows no sign of ending. Wars over the years have changed dramatically, and American involvement has varied. For example, many of the earliest American wars were fought on  American soil. 20th-century wars such as World Wars I and II, by contrast, were fought overseas; few American on the home front saw any type of direct engagement. While the attack on Pearl Harbor during World War II and the attack on the World Trade Center in 2001 resulted in American deaths, the most recent war fought on American soil was the Civil War which ended in 1865–more than 150 years ago. Chart of Wars With American Involvement   In addition to the named wars and conflicts listed below, members of the American military (and some civilians) have played small but active roles in many other international conflicts.   Dates War in Which American Colonists orUnited States Citizens Officially Participated Major Combatants July 4, 1675–August 12, 1676 King Philip's War New England Colonies vs. Wampanoag, Narragansett, and Nipmuck Indians 1689–1697 King William's War The English Colonies vs. France 1702–1713 Queen Anne's War (War of Spanish Succession) The English Colonies vs. France 1744–1748 King George's War (War of Austrian Succession) The French Colonies vs. Great Britain 1756–1763 French and Indian War(Seven Years War) The French Colonies vs. Great Britain 1759–1761 Cherokee War English Colonists vs. Cherokee Indians 1775–1783 American Revolution English Colonists vs. Great Britain 1798–1800 Franco-American Naval War United States vs. France 1801–1805; 1815 Barbary Wars United States vs. Morocco, Algiers, Tunis, and Tripoli 1812–1815 War of 1812 United States vs. Great Britain 1813–1814 Creek War United States vs. Creek Indians 1836 War of Texas Independence Texas vs. Mexico 1846–1848 Mexican-American War United States vs. Mexico 1861–1865 U.S. Civil War Union vs. Confederacy 1898 Spanish-American War United States vs. Spain 1914–1918 World War I Triple Alliance: Germany, Italy, and Austria-Hungary vs. Triple Entente: Britain, France, and Russia. The United States joined on the side of the Triple Entente in 1917. 1939-1945 World War II Axis Powers: Germany, Italy, Japan vs. Major Allied Powers: United States, Great Britain, France, and Russia 1950–1953 Korean War United States (as part of the United Nations) and South Korea vs. North Korea and Communist China 1960–1975 Vietnam War United States and South Vietnam vs. North Vietnam 1961 Bay of Pigs Invasion United States vs. Cuba 1983 Grenada United States Intervention 1989 US Invasion of Panama United States vs. Panama 1990–1991 Persian Gulf War United States and Coalition Forces vs. Iraq 1995–1996 Intervention in Bosnia and Herzegovina United States as part of NATO acted peacekeepers in former Yugoslavia 2001–present Invasion of Afghanistan United States and Coalition Forces vs. the Taliban regime in Afghanistan to fight terrorism. 2003–2011 Invasion of Iraq United States and Coalition Forces vs. Iraq 2004–present War in Northwest Pakistan United States vs. Pakstan, mainly drone attacks 2007–present Somalia and Northeastern Kenya United States and Coalition forces vs. al-Shabaab militants 2009–2016 Operation Ocean Shield (Indian Ocean) NATO allies vs. Somali pirates 2011 Intervention in Libya US and NATO allies vs. Libya 2011–2017 Lord's Resistance Army US and allies against the Lord's Resistance Army in Uganda 2014–2017 US-led Intervention in Iraq US and coalition forces against the Islamic State of Iraq and Syria 2014–present US-led intervention in Syria US and coalition forces against al-Qaeda, Isis, and Syria 2015–present Yemeni Civil War Saudi-led coalition and US, France and Kingdom against the Houthi rebels, Supreme Political Council in Yemen and allies 2015–present US intervention in Libya US and Libya against ISIS

Analysis Of Big Two Hearted River By Ernest Hemingway

â€Å"Big Two Hearted River†, a semi-autobiographical short story by Ernest Hemingway, is a story about the main character, Nick, returning to Big Two Hearted River in order to recover from his inner wounds. Nick Adams goes on a journey alone in nature for a therapeutic purpose as he suffers from PTSD. However, Hemingway purposely avoided any direct discussion regarding to Nick’s mental wounds. The absence of the discussion is contributed by Hemingway’s writing style, the Iceberg principle. Hemingway focuses explicitly on what occurs on the surface without mentioning actual theme. This indicates that the theme of self-healing cannot be uncovered by simply looking at the text itself. In order to comprehend the actual theme of the story, the character development of Nick must be examined. This is possible since Nick Adams is a recurring character of Hemingway’s stories. The two preceding stories of â€Å"Big Two Hearted River†, â€Å"Now I lay meâ₠¬  and â€Å"A Way you’ll Never Be†, directly discusses Nick’s suffering from shell-shock and how he comforts himself by returning to Big Two Hearted river in his mind. The two short stories will be analyzed and connected to â€Å"Big Two Hearted River† in the essay first. This will provide a strong understanding of Nick’s psyche and the reason behind his return to nature. Then, â€Å"Big Two Hearted River† the short story itself will be carefully analyzed. The dozen of the Nick Adams stories allowed Nick to develop his character from a child to an adult. TheShow MoreRelatedEssay about Analysis of Style and Theme in Works by Ernest Hemingway3088 Words   |  13 PagesAnalysis of Style and Theme in Works by Ernest Hemingway This research paper will analyze style and theme in two of Ernest Hemingways short stories, The Snows of Kilimanjaro and The Big Two-Hearted River, and two novels, The Sun Also Rises and Green Hills of Africa.1 The Snows of Kilimanjaro is about an author named Harry, who is lying on the African plain and dying of gangrene. The Big Two-Hearted River is about an ex-World War I soldier, Nick, who is trying to put his life backRead MoreEvaluation Argument Hills Like White Elephants1388 Words   |  6 Pagesï » ¿ Ernest Hemingway: Hills Like White Elephants A white elephant is an idiom for a valuable but burdensome possession, but also it means a rare and sacred creature. In Ernest Hemingway’s short story Hills Like White Elephants, Hemingway uses an unborn child as a white elephant. This short story depicts a couple of an American man and young women at a train station somewhere in Spain. Hemingway tells the story from watching the couple from across the bar and listening to their troublesome conversationRead More Ernest Hemingways Big Two-Hearted River and Sigmund Freud Essay2421 Words   |  10 PagesErnest Hemingways Big Two-Hearted River and Sigmund Freud Ernest Hemingway’s â€Å"iceberg theory† suggests that the writer include in the text only a small portion of what he knows, leaving about ninety percent of the content a mystery that grows beneath the surface of the writing. This type of writing lends itself naturally to a version of dream-interpretation, as this story structure mirrors the structure of the mind—the restrained, composed tip of the unconscious and the vast body ofRead MoreThe Snows Of Kilimanjaro And The Big Two Hearted River2931 Words   |  12 PagesThis research paper will analyze style and theme in two of Ernest Hemingway s short stories, The Snows of Kilimanjaro and The Big Two-Hearted River, and two novels, The Sun Also Rises and Green Hills of Africa.1 The Snows of Kilimanjaro is about an author named Harry, who is lying on the African plain and dying of gangrene. The Big Two-Hearted River is about an ex-World War I soldier, Nick, who is trying to put his life back together after the war. Similarly, The Sun Also Rises involvesRead MoreAN ANALYSIS PAPER ON ANTON CHEKHOV’S THE SEAGULL AND THE CHERRY ORCHARD12092 Words   |  49 PagesHigh School Department A.Y. 2013-2014 In Partial Fulfillment Of the Requirements In English IV AN ANALYSIS PAPER ON ANTON CHEKHOV’S THE SEAGULL AND THE CHERRY ORCHARD Submitted to: Mrs. Joneth D. Vibar Submitted by: Vincent del Castillo IV-St.Francis of Assisi Outline of Analysis 1 Author’s Style 1.1 Anton Chekhov as a Playwright and Author of Short Stories 1.1.1 Russia’s best known Modern Playwright 1.1.1

American And Indian Culture Essay Example For Students

American And Indian Culture Essay There are a lot of differences between American And Indian Culture Essay and values. As we know today, the American culture is a mixture of different cultures. India, on the other hand, has its own culture and values. I would like to introduce the culture and value differences between these two countries. Americans believe that they can really control their future. They are more specific to plan things. Indian people, however, believe that everything goes by Gods will. They make short term plans. However, Americans always like to plan things ahead. They think they can/should control and dominate nature and the world around them. Americans are more goal-oriented, where as Indian people are more people oriented. They make their goals around people of the family. They even change their goals sometimes if they do not suit the needs of their family or family members. On the other hand, Americans are always ready to do anything to get the job done or achieve their goal. One major difference between the two cultures is family values. American people tend to have a series of short-term relationships, and many do not commit with one person for a long time. Indians, however, believe in long term relationships. They are more family-oriented and respect human relationships. They care for their family and are always ready to do anything for them. Extended families are traditional in India, while nuclear families are prevalent in the U.S. Change is a good value and indicative of improvement and growth. Americans thinking about change is very positive. They like mobility, migration, movement and change in their life style. Indian culture, on the other hand, looks upon change as negative. They like stability. They work hard to maintain their status quo. Americans place great emphasis on time and its value. They believe time is money, and try to make every day productive. They do not like to waste time. They always like to do their work on time. Unfortunately, Indians are careless about the value of time. Time does not mean much and carries little importance for them. Indians are more formal than American people. Americans believe to formal is to be stuffy and arrogant and affected. This casual egalitarian attitude is meant to make everybody (foreigners) feel at home and welcome. American people are more practical but Indians are more efficient. Americans believe in more action and fewer words. Every decision is to be based on practicality, not upon aesthetics, or on consensus so everybody is made to feel good. Indians are known for their hard work, vitality and dynamism. There is an old saying Dab ke wah te Raj ke kha (work hard and eat to your satisfaction) that is very appropriate for Indians. Due to their hard work, Indians are very successful in other countries; they work as teachers, doctors, engineers, drivers, shopkeepers and run restaurateurs. They are less rigid. They have learned to assimilate the new culture pattern. Where as, the core of western culture is individual. They may be less hard working than Indians, but they have more resources. As you can see, here are many differences between the American and Indian cultures. Americans are independent and relaxed, while Indians tend to be extremely family-oriented and hard working. Americans enjoy mobility and change, while Indians seek stability. Even though each culture has both negative and positive aspects, both would benefit greatly from learning about one another. Americans like privacy and are very independent. They believe the individual is paramount. Americans do not like to work in groups, but Indian people are collectivist people. .uf6957342217dbb45424e293505cc4a04 , .uf6957342217dbb45424e293505cc4a04 .postImageUrl , .uf6957342217dbb45424e293505cc4a04 .centered-text-area { min-height: 80px; position: relative; } .uf6957342217dbb45424e293505cc4a04 , .uf6957342217dbb45424e293505cc4a04:hover , .uf6957342217dbb45424e293505cc4a04:visited , .uf6957342217dbb45424e293505cc4a04:active { border:0!important; } .uf6957342217dbb45424e293505cc4a04 .clearfix:after { content: ""; display: table; clear: both; } .uf6957342217dbb45424e293505cc4a04 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .uf6957342217dbb45424e293505cc4a04:active , .uf6957342217dbb45424e293505cc4a04:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .uf6957342217dbb45424e293505cc4a04 .centered-text-area { width: 100%; position: relative ; } .uf6957342217dbb45424e293505cc4a04 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .uf6957342217dbb45424e293505cc4a04 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .uf6957342217dbb45424e293505cc4a04 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .uf6957342217dbb45424e293505cc4a04:hover .ctaButton { background-color: #34495E!important; } .uf6957342217dbb45424e293505cc4a04 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .uf6957342217dbb45424e293505cc4a04 .uf6957342217dbb45424e293505cc4a04-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .uf6957342217dbb45424e293505cc4a04:after { content: ""; display: block; clear: both; } READ: George Berkeley: His View Of God Essay They always enjoy working as members of a group. Americans tend to think about themselves and place their needs above all else. American teenagers, for example, do not always consider consequences before they act. They just care about having fun. Indian teens have to think of many things before they make any decision. They must consider the effect their action will have on their family, and how society will react. Family reputation is very important to them, and they must be careful not to do anything to put down the family name. Family values are much more important for them. Family comes first and individuals own identity is second. Americans take pride in their own accomplishment, not in name. They believe that a person should be self-reliant and not be dependent on others. On the other hand, Indians are very dependent on others. Children are not brought to be independent. They are taught form very young age that there are others .

Little White Lie Essays - Literature, Fiction, Politics,

Little White Lie Orwell & Marx Animalism vs. Marxism ?Every line I have written since 1936 has been written, directly or indirectly, against totalitarianism, quotes George Orwell in the preface to the 1956 Signet Classic edition of Animal Farm. The edition, which sold several millions copies, however, omitted the rest of the sentence: and for democratic Socialism, as I understand it.? It is in Animal Farm, written in 1944 but not published until after World War Two in 1945, which Orwell offers a political and social doctrine whose ideas and ideols can be seen in all of his proceeding works. In an essay published in the summer of 1946 entitled Why I Write,? Orwell claimed to have been motivated over the preceding ten years by a desire to make political writing into an art.? In the essay, he states that in Animal Farm he had for the first time in his writing career consciously tried to achieve this goal ? to harmonize political concerns with artistry? (Twayne, 17). Orwell, however, for reasons such as the omitted portion of his preface a nd misreadings of his novels, has been mislabeled a traitor of Socialism or a hero to the right wing by theorists and critics. His book, besides a parody of Stalinist Russia, intends to show that Russia was not a true democratic Socialist country. Looked at carefully, Animal Farm is a criticism of Karl Marx as well as a novel perpetuating his convictions of democratic Socialism; these are other inherent less discussed qualities in Animal Farm besides the more commonly read harsh criticism of totalitarianism. Orwell and Marx differed in their views on Socialism and its effects on religion and nationalism as well as Socialism's effects on society and its leaders. Orwell shared many of Marx's viewpoints, but he did not share with Marx the same vision of a utopian future, only the prospects of a worldwide revolution. Orwell's work indicates that he had read Marx with care and understanding. That he remained unconvinced and highly critical does not mean he did could not follow Marx's arg uments; or rather, it could mean that only to a Marxist? (Zwerdling, 20). It is in Animal Farm, lesser talked about for the author's social theories than Nineteen Eighty-Four, that Orwell's criticisms of Marxism can be seen as well as Orwell's social theory, which can be seen through a careful reading of what the animals refer to as Animalism. Animalism, as we will see, has its faults and inaccuracies, but Orwell's use of it is to put forth his own political and social doctrine based on remedying those faults. Orwell's Animalism, what I believe to be his moderately Marxist-Leninist ideology, is different from the animals', but it is Orwell's Animalism that can best be compared to Marxism. Animalism, based on the theories of old Major, a prized-boar of Mr. Jones, is born early on in Animal Farm. The fact that old Major, himself, is a boar implies that political theory to the masses or a theorist proposing radical change and revolution are, themselves, bores, in the eyes of the proletariate more prone to worrying about work and survival. Old Major, however, is able to gather all the animals on the farm except the sleeping Moses, the tame raven, for a speech about a dream he had the previous night. In his talk, old Major tries to explain the animals' place in nature and how they can get out of it, very much like Marx's writing on the social consciousness of the proletariate in A Contribution to the Political Economy and the evil practices of bourgeois-controlled capitalism in The Communist Manifesto. It is not the consciousness of men that determines their being,? wrote Marx, but, on the contrary, their social being that determines their consciousness? (preface to A Cont ribution..., 363). He also called for revolution by the proletariate in The Communist Manifesto to change the social structure of the state and its distribution of wealth. Orwell agreed with Marx's social arguments, but as we will later see, disagreed on many of his other beliefs. In Animal Farm, we can see his depictions as man as a social animal and his Socialist ideologies through old Major's very Marxist speech in the

Nutrition Review of the Whole 30 Diet Essays

Nutrition Review of the Whole 30 Diet Essays Nutrition Review of the Whole 30 Diet Essay Nutrition Review of the Whole 30 Diet Essay The Whole 30 diet plan, also called the Whole 9 Life Plan, has been out since 2009, and I decided to review it because one of my friends is currently following it, she claims she has never felt better and has lost weight. The diet plan is classified as a high protein/paleo inspired diet, and there is a do eat and do not eat list. First there are foods that you can eat including: meat, seafood, eggs, vegetables, some fruit, and plenty of fats from fruits, oils, nuts and seeds. The foods you cannot eat include: ugar or any sweeteners, legumes, grains, dairy, carrageen, sulfites, MSG, and potatoes. The idea is to only eat whole, organic foods that are on the approved list. The claim is that the foods that you cut out can be psychologically unhealthy, hormone-unbalancing, gut-disrupting, and inflammatory causing foods. The diet is done over a 30 day period, at the end of the 30 days they encourage you to decide how you want to go forward with eating, it does state you should continue until you feel ready to stop, but they warn it isnt supposed to be the Whole 365 (day) plan. I believe while they have many testimonials singing the praises of this eating plan, it does fit the bill for a fad diet. The first red flag is the complete halt on eating dairy, grains and legumes, and the limitation of fruits and certain high starch vegetables. This way of eating lacks balance, it puts a huge emphasis on a handful of foods, most of which are high in fat. Since there is no limit on portions of what you can eat, calorie control is not considered important on the plan. When grains and arbohydrates are restricted or eliminated in plans such as the Whole 30, weight loss occurs due to ketosis, which occurs in the body when it is not given adequate levels of carbohydrates. The problem with this is that when ketone bodies occur in the blood it can cause vitamin and mineral deficiencies, loss of bone minerals, cause elevated blood cholesterol, and impaired moods. (Sizer et al; 133-134) Your body is in a starvation mode that causes you to use your fat stores as fuel. This diet could cause a life threatening condition if someone went on it long enough. Whole grains contain fiber which helps promote normal blood cholesterol, and reduced risk of heart disease, promotes healthy body weight, and maintains healthy bowel function. Carbohydrates are needed to fuel red blood cells, and the brain and nervous systems. The problem with carbohydrates really lies with which kind you choose, it is important to pick whole grains over processed and refined ones. The encouraging of eating meat including unlimited consumption of red meat, bacon, pork, poultry and game is another red flag. All these foods contain saturated fat, and eating high uantities of these foods could be disastrous for ones health. This can cause high LDL blood cholesterol levels, heart disease, and other health problems including cancer. The other red flag for a fad diet is that it sounds too good to be true: cut out all these foods for 30 days and you lose weight and cure a list of health problems that run the gamut. It concerns me that on the message boards many parents are putting children on this diet in hopes of curing behavioral problems without consulting with a pediatrician or registered dietician. While the Whole 30 plan does have some good points with cutting out processed foods and additives such as MSG, avocado, but overall it is too extreme to be a wholesome eating plan. The only proper and long lasting, healthy way to lose weight is by overall calorie control, eating a varied whole foods diet, and getting exercise. Sources: Sizer, Frances. Nutrition: concepts controversies. 13th ed. Belmont, Calif. : Wadsworth Cengage Learning, 2013. Print. The [emailprotected] Program. Whole9 Let us change your life. N. p. , n. d. Web. 10 Nov. 2013..

Theories of Organizational Development Research Paper

Theories of Organizational Development - Research Paper Example Teamwork and team building must have a sense of purpose. No matter how small the team is, it is vital that the whole process is set out in a way that facilitates the realization of clear, concise and specific objectives that all members think are important to achieve (Stone, 2010). Teams should always be set out to conduct specific exercises or activities, such as coming up with solutions to low profitability in a business. Other specific tasks which team building can address include scouting for the right human resources for job vacancies and charting new territories for expansion. In summary, team building can be considered to be a waste of time if there are no clear objectives set for the whole process (Bride, 2011). All teams participating in team building should be made up of members who can contribute positively to the attainment of goals and objectives based on their degree of expertise or knowledge. For example, if a company wants to develop an expense budget for a financial year, the team assigned the task of coming up with that budget should be composed of people who are knowledgeable about budgeting (Stone, 2010). If one or two members of that team are blunt in the dynamics of budgeting, then the whole team will be pegged back in their endeavors. Any team building process must be laced with the spirit of cooperation. Without such a spirit the whole process might fail to realize set goals and objectives. All the participants should feel the need to work together in order to achieve specific objectives. The challenge here is that people have different personalities, and therefore those who are either highly opinionated or have strong personalities are likely to disagree with their colleagues (Callaghan & Voight, 2001). Despite this, successful team building tends to take all these factors into account by balancing the personalities in teams by giving everybody an equal chance to be heard and the opportunity to make a difference. This minimizes bickering while allowing a cooperative spirit to flourish.

Project Management Theory & Practice Assignment - 1

Project Management Theory & Practice - Assignment Example Seeing that when customers turn out to be more stylish, well knowledgeable and their desires and expectations develop, the simply approach a corporation can endure and flourish is by providing assurance to quality (BSiGroup, 2010). In this scenario, ISO9000 is a globally acknowledged standard of quality, which offers rules and regulations for achieving the ISO9000 quality standard. In addition, the corporations can be audited to receive ISO9000 certification (Management Help, 2010). Moreover, a quality management system (QMS)  for instance ISO 9001 offers a management support  that provides the organizations the required facilities to deal with threats and examine and determine quality of your products. Furthermore, it can also help the organizations to improve their representation and status and allow them to search for enhancements through inside and outside communications (BSiGroup, 2010). This stage of the Marriott International Hotels business project will be based upon the superior quality which guarantees the entire stages of the project and major analysis of the new and innovative deployments. In this regard key jobs will be about the evaluation of the quality concerning the latest bedding and their setup standards. This will definitely assure an improved and superior quality management plus useful project completion. No doubt, Quality is vital to each and every project and particularly for business activities and functions. For an enhanced business support and successful project completion we must have to ensure project quality. Here I will present the project quality management plan for the Marriott International Hotels business project. Here we will use the quality assurance tools planned for the Marriott International hotel bedding and renovation scheme. These quality declaration tools will make sure that the entire needs and requirements have been fully satisfied as they were mentioned at the commence of the project. Here we will establish a plan

Compare and Contrast Essay Essay Example for Free

Compare and Contrast Essay Essay Trayvon Martin and Jordan Davis were just two young teenage boys whose lives were taken from this world. The two cases for these two boys have some similarities between each other they were two 17 year-old African-American boys, both boys were unarmed, and the stand your ground law was used for each case. There are also some differences between the cases such as George Zimmerman was found not guilty while Michael Dunn was found guilty, Zimmerman stayed on the scene of the crime while Dunn did not do the same, and last eye witnesses were present to Dunn’s case but Zimmerman had zero eye witness. This is the twenty-first century yet we still have hate towards other races. In February 26, 2012 â€Å"Trayvon Martin a seventeen year old African American boy went to the store for some candy and a soft drink. George Zimmerman a Hispanic man was the neighborhood watch captain for the Retreat at Twin Lakes† (HLNtv.com). Now in November 23, 2012 Michael Dunn a White man â€Å"leaving a wedding reception for his son pulled into a gas station for wine and chips next to the SUV Jordan Davis† another seventeen year old African American boy â€Å"and three of his friends were in† (CNN.com). Zimmerman was monitoring the neighborhood when he calls 911 to report â€Å"a suspicious person.† He was â€Å"instructed to not get out or approach the person† who was. Martin. Zimmerman â€Å"disregarded the instructions given to him by the police and moments later shot Martin† and unarmed boy (CNN.com). If he was unarmed walking back to his house how could he have had any intention of being aggressive towards another man? In Dunn case he got into an argument with Davis and his friends about the loud music asking them to turn it down. Dunn said he â€Å"saw Davis reach down in his passenger seat to pull out a 12 or 20 gauge shotgun.† So â€Å"Dunn grabbed his gun an open fired ten bullet, three of which struck Davis.† Later when the car was searched no gun was found in the car (usatoday.com). Davis just like Martin was an unarmed boy. In the presence of both cases Zimmerman and Dunn both found there selves in a self-defense situation in other terms the â€Å"stand your ground law† (huffingtonpost.com). The Zimmerman case was considered self-defense but he would not have had to defend himself if he didn’t approach Martin. Also when Martin was unarmed what did Zimmerman need to defend himself of? Dunn on the other hand was not in a calm state of mind he was the â€Å"prosecutor portrayed him as a gunman whose â€Å"blood started to boil† because an armed teenager had disrespected him† (usatoday.com). Even though Dunn thought Davis had a gun he should not have fired off ten rounds rapidly. Dunn could not have been defending him and his wife when the teenagers were unarmed. They were no harm to Dunn and his wife. Zimmerman was the neighborhood watch men and was patrolling the street when he saw Martin. There were not one eye witnesses to seeing what happened at the scene besides Zimmerman a nd Martin who was dead. The only thing they had to go off of was the bruises forming and blood running from the back of his head, also the recording of the gun shot from the police recording of Zimmerman’s phone call. In Dunn’s case he was at a gas station with people around including the four men he was talking to about the loud â€Å"rap crap† music as he called it (CNN.com). Usually when you flee the scene of a crime it means you are guilty. After Zimmerman got out and came up too Martin and defended himself by shooting him. He stayed at the scene was it because no one was around and he already called the cops, and he knew that with his head bloody it was constituted as the â€Å"stand your ground law?† As for Dunn he fled forty miles back to his motel as soon as he shot off ten rounds. There he took â€Å" his dog for a walk, ordered pizza, and drank rum and cola† (CNN.com) Zimmerman was found not guilty after a year and six months went by. The six women jury found George Zimmerman not guilty. The jury had three choices to convict Zimmerman of â€Å"guilty of second degree murder, to find him guilty of the lesser charge manslaughter, or to find him not guilty. The jurors deliberated for more than sixteen hours total, including the thirteen on Saturday alone† (CNN.com). Now for Dunn even though he had pretty similar crimes as Zimmerman he was found guilty. Dunn received â€Å"a minimum of twenty years on one count, another twenty year count, and another minimum of twenty  year count† (usatoday). Works Cited Neale, Rick. Fla. USA TODAY. Larry Kramer, 16 Feb. 2014. Web. 9 Apr. 2014.

Education for Cosmopolis :: Learning Curriculum Essays

Education for Cosmopolis ABSTRACT: An education for Cosmopolis is a kind of mediation between a cultural matrix and the meaning and value it confers on personal and communal self-appropriation, as genuine human beings, through history. The main strategy for a cosmopolitan educative integrates, around the notion of Cosmopolis, the tasks of an education conceived as a personal achievement and an education conceived as a legacy one generation shares with another. Cosmopolis, as a higher viewpoint of a culture, is based on the power of detachment and disinterestedness of human spirit; it is not an utopia nor an imaginative synthesis. A cosmopolitan education is radically emancipative. It involves a dialectical self-appropriation of the dynamic unit of human consciousness in the variables of development. Self-appropriation involves a fourfold conversion: psycho-affective, intellectual, moral, and religious. A cosmopolitan education also teaches us to think historically, to reach a world-cultural community, and to withdraw from practicality to save practicality. These thoughts are developed from the work of Bernard J. F. Lonergan. I. The Educative Mediation Education (1) mediates between cultural matrices and the meaning and value they give to their personal and communal processes of self-appropriation and self-affirmation as genuine human beings in history. Lonergan means by "mediation": . . . any factor, quality, property, feature, aspect, that has a source, origins, ground, basis, and consequences, effects, derivatives, a field of influence, radiation, expansion, an expression, manifestation, revelation, outcome may be said to be immediate in the source, origin, ground, basis, and mediated in its consequences, effects, derivatives, outcome, in its field of influence, radiation, expansion, in its expression, manifestation, revelation (1984, p. 2; p. 12). Such is the general or simple notion of mediation. Education is immediate in the basis and mediated in its expansion. The basis of education lays in cultural matrices. They generate, transform, and share meanings and values by the product of several patterns of experience (inconscient, dramatic, biological, aesthetic, artistic, practical, intellectual, religious, etc.), and the spontaneous and self-correcting processes of learning, such as the human cooperation in labor, the human intersubjectivity in language and communication, and the cooperation with others as the basis of legitimate power in the community. The expansion of education is an historical self-consciousness that persons and communities would autonomously affirm. Conceived as a mutual self-mediation process, education combines two types of mediation: mutual mediation and self-mediation. As a mutual mediation education is a reciprocal relation, where its elements configure an interchanging "functional whole: there are at least two principles and each mediates the other or others" (p.

Strategic Financial Ratio Analysis

Strategic Financial Ratio Analysis| Meghna Cement Mills Bangladesh Limited & Heidelberg Cement Bangladesh Limited For the year of 2009,2010 & 2011| Course Title : Fin 254 Section : 11 Submitted to : SFR Submission date: 09/04/2013| Group: 5Mohammad Riyasad Jamil (Id# XXXXXXXXXX) Saika Alam (Id# XXXXXXXXXX) Rifat Kaniz (Id# XXXXXXXXXX) Mohammad Shaikh Ashfaq (Id#1020668030) Anika Tabassum (Id# XXXXXXXXXX) Ishraq Aahmed (Id# XXXXXXXXXX) Introduction: Ratio analysis is the broad method by which financial data is converted into simple mathematic ratios for comparison. Since the data is widely available, calculating ratio analysis numbers can be accomplished by anyone with access to public financial statements.External usage of the ratio analysis data is widespread. While these ratios don’t tell the whole story, sharp deviations from an industry standard, can forecast growth or decline. In this project we have selected two companies from The Cement Industries of Bangladesh, one as our main company for which we intend to analyze through Ratio Calculation and the other one as the direct competitor to that company. The main company we have selected is the Heidelberg Cement and the competitor company is to be Meghna Cement Mills Bangladesh Limited. Both of these companies are enlisted in Dhaka Stock Exchange since 2007 till present.The whole purpose of this project is to comparatively evaluate the main company (The Heidelberg Cement) to its direct competitor (The Meghna Cement Mils Bangladesh Limited), to determine the over-all strategic financial health of The Heidelberg Cement. Heidelberg Cement Bangladesh Ltd, one of the group companies of Heidelberg Cement Group, founded in Germany in 1873, with its core products being cement, ready-mixed concrete, aggregates and related activities, is one of the leading producers of building materials worldwide. The group employs around 43,000 people in more than 50 countries.In 1999, Heidelberg Cement acquired its operation s in Bangladesh. The subsidiary Heidelberg Cement Bangladesh Ltd. , which is the market leader in Bangladesh, operates two cement grinding plants in Dhaka, the capital city, and in Chittagong. At present it has 9. 31 % market shares among total market share of 78. 29 % of 13 major cement manufacturers in Bangladesh. The company’s last estimated production from 2011 was 1,320,129 MT and observed sales were 1,318,110 MT. The last observed market value from 2001 of this company was 248. 8 Taka/share and the book value was 142 Taka/share.So the company was overvalued by the Market. These worked as the reasons for us to choose this company as a test company for The Strategic Ration Analysis. We have selected Meghna Cement Mills Bangladesh Limited to be the direct competitor of our test company for this project. Meghna Cement Mills Ltd is the first manufacturing unit of Bashundhara Group and it is one of the largest cement industries in the country producing nearly 1 million metric tons a year. The company is listed with both Dhaka and Chittagong Stock Exchanges. The last observed Share price of the company from 2011 was 136. 0 Taka/share. Although it’s a domestic company compared to The Heidelberg Cement, it gives quite a completion to the Heidelberg Group in Bangladesh as we are going to observe in the following part of this project. Ratio Analysis: When we calculate the ratios of a firm we have to go through five major categories of ratios as follows: * Liquidity Ratio : Which determines if the firm can make required payments for its maturing financial responsibilities through Liquid Cash drawn from its Assets * Productivity Ratio: Which measures the ability of a firm to generate Sales from its employed Assets Leverage Ratio: These ratios put a light on the Financial Leverages of a firm and the ability of that firm to meet those Financial Leverages effectively. * Profitability Ratio: These ratios measure how efficiently a unit of sales is turned int o profit for the company * Valuation Ratio: These ratios are used to assess how the market is valuing the firm (share price) in relationship to assets and current earnings, profits and dividends. Liquidity Ratio: There are three different ratios under liquidity ratios as follows; * Current Ratio * Working Capital Ratio Quick Ratio 1) Current Ratio: Measures the number of units of current assets to pay out for each unit of current liabilities. The formula for Current Ratio: Current Ratio = Current AssetsCurrent Liabilities Current Ratio = Current AssetsCurrent Liabilities Company name| 2011| 2010| 2009| Heidelberg cement| 0. 56 (x)| 0. 17 (x)| 0. 56 (x)| Meghna cement| 0. 70 (x)| 0. 64 (x)| 0. 66 (x)| Interpretation: In 2009 Heidelberg’s working capital ratio was 0. 56 (x) and in 2010 and in 2011 its working capital was 0. 17 (x) and 0. 56 (x) which implies its current asset went down and total asset went up in 2010.In 2009 Meghna’s working capital ratio was 0. 66 and in 2010 and in 2011 its working capital was 0. 64 and 0. 70 which I plies its current assent went down and total assent went up in 2010. Heidelberg holds a constant working capital ratio which decreased in 2010 and they managed to pull it up in 2011 where as Meghna’s working capital increased gradually from 2009 to 2011. 2) Working Capital Ratio: This Ratio measures the percentage of total assets that is invested in current assets. The formula of Working Capital Ratio: Working Capital Ratio = Current AssetsTotal AssetsWorking Capital Ratio = Current AssetsTotal Assets Company name| 2011| 2010| 2009| Heidelberg cement| 0. 56 (x)| 0. 17 (x)| 0. 56 (x)| Meghna cement| 0. 70 (x)| 0. 64 (x)| 0. 66 (x)| Interpretation: In 2009 Heidelberg’s working capital ratio was 0. 56(x) and in 2010 and in 2011 its working capital was 0. 17 (x) and 0. 56 (x) which implies its current asset went down and total asset went up in 2010. In 2009 Meghna’s working capital ratio was 0. 66 ( x) and in 2010 and in 2011 its working capital was 0. 64 (x) and 0. 70 (x) which implies its current asset went down and total asset went up in 2010.Heidelberg holds a constant working capital ratio which decreased in 2010 and they managed to pull it up in 2011 where as Meghna’s working capital increased gradually from 2009 to 2011. 3) Quick Ratio: The quick ratio gives a clearer indication of the firm’s ability to meet its maturing financial obligations out of current, liquid assets. The formula for the Quick Ratio: Quick Ratio = Current Assets-InventoriesCurrent Liabilities Quick Ratio = Current Assets-InventoriesCurrent Liabilities Company name| 2011| 2010| 2009| Heidelberg Cement| 1. 61(x)| 1. 74 (x)| 1. 51 (x)| Meghna Cement| 0. 86 (x)| 0. 80 (x)| 0. 79 (x)|Interpretation: In 2011 Heidelberg’s current asset without its inventory was 1. 61 (x) and in 2010 and 2009 it was 1. 74 (x) and 1. 51 (x) its current liabilities. In 2011 Meghna’s current asset w ithout its inventory was 0. 86 (x) and in 2010 and in 2009 it was 0. 80 (x) and 0. 79 (x) its current liabilities. Heidelberg’s performance declined over the year of 2009 to 2011. This decrease can be attributed to the fact that the relevant change in its current liabilities was more than the relevant change in its current asset and inventory. Whereas its competitor Meghna cement’s performance increased over the year. Productivity Ratios:There are five different ratios under the criterion of Productivity Ratio: * Receivable Turnover Ratio * Days Sales Outstanding (DSO) * Inventory Turnover * Total asset turnover ratio * Fixed Asset turnover Ratio 4) Total Asset Turnover Ratio (TA TO): This ratio estimates the number of units in Sales, produced by each units investment in the company’s Assets ; TA TO = Net SalesTotal Assets TA TO = Net SalesTotal Assets The formula for TA TO: Company name| 2011| 2010| 2009| Heidelberg Cement| 1. 0631 (x)| 1. 1586 (x)| 1. 1951 (x )| Meghna Cement| 1. 844 (x)| 1. 5855 (x)| 1. 4189 (x)| Interpretation: In 2009 Heidelberg’s TA TO was 1. 1951 (x), in 2010 and 2011 it’s TA TO was 1. 1586 (x) and 1. 0631 (x) of its Total Assets In 2009 Meghna’s TA TO was 1. 4189 (x), in 2010 and 2011 it’s TA TO was 1. 5855 (x) and 1. 4844 (x) of its Total Assets Both the two company’s TA TO s are relatively close to each other. However Meghna’s Ratios are a little bit higher than Heidelberg’s. So we could say that over the past three years Meghna has shown a little bit more efficiency than Heidelberg in utilizing its total assets for generating sales.In this scenario Meghana’s performance as a competitor is better than Heidelberg Cement 5) Fixed Asset Turnover Ratio (FA TO): This ratio estimates the number of units in Sales, produced by each unit investment in the company’s Net Fixed Assets; FA TO = Net SalesNet Fixed Assets FA TO = Net SalesNet Fixed Assets The formul a for FA TO: Company name| 2011| 2010| 2009| Heidelberg Cement| 2. 4539 (x)| 3. 0817(x)| 2. 7202 (x)| Meghna Cement| 4. 9925 (x)| 4. 3774 (x)| 4. 1159 (x)| Interpretation: In 2009 Heidelberg’s FA To was 2. 7202 (x) and in 2010 it went up to 3. 817 (x) of its Fixed Assets. But in 2011 the FA TO went down to 2. 4539 (x), the company’s Fixed Assets. This indicates that in 2011 Heidelberg invested more in its Current Assets in comparison to the previous years. As a result the company was generating fewer sales from its Fixed Assets compared to 2009 & 2010. In 2009 Meghna’s FA TO was 4. 1159 (x) its Fixed Assets. In 2010 and 2011 the FA TO was 4. 3774 (x) and 4. 9925 (x) of its Fixed Assets. Meghna had a significant rise in its FA TO over the years. This means they are utilizing their Fixed Assets more efficiently for generating sales.Over the years Meghna has shown efficiency in utilizing its Fixed Assets and has generated significantly higher sales, on the other ha nd Heidelberg’s Sales generating capacity from its Fixed Assets has declined. So Meghna holds an upper hand when it comes to utilize its Fixed Assets effectively. Leverage Ratios: There are four different ratios under the criterion of Productivity Ratio: * Debt to Asset ratio: * Debt to Equity: * Times Interest Earned: * Cash Flow to Debt ratio: 1) Debt to Asset Ratio: This ratio indicates the proportion of total assets financed by debt at a particular point in time; The formula for Debt to Asset Ratio:Debt to Asset = Total LiabilitiesTotal Assets X 100 Debt to Asset = Total LiabilitiesTotal Assets X 100 Company name| 2011| 2010| 2009| Heidelberg Cement| 34. 2989 (%)| 33. 7784 (%)| 34. 1261 (%)| Meghna Cement| 83. 5524 (%)| 81. 5425 (%)| 79. 7020 (%)| Interpretation: Heidelberg did not have any significant change in its Debt to Asset Ratio over the year though it went down by a little in 2010. We can see that in 2009, 34 % of its Assets were financed by Debt and in 2010 and 2 011 33% and 34% of its Assets were financed by its Liabilities.Heidelberg holds a large proportion of Assets to its Equity and a less proportion to debt. Meghna has a large Debt to Asset Ratio which has a significant rise over the years, from 2009 to 2011 its debt to asset went up from 79% to 83%. Meghna holds a large proportion of Assets financed by its Liabilities. In comparison, Heidelberg has the upper hand In this segment, because it has a lot less Assets exposed to Debt rather than Meghna, which has a large Debt against its Assets. Dupont Analysis: At the end of the project we’d like to draw a concluding summary by using the concept of Dupont Analysis in comparative traits for both of the firms.The Dupont system provides a good starting point for any financial analysis. It shows that financial strength in a company comes from three major sources, rather it focuses on three major segments; * Profitability : Profit generated from a company’s Sales * Asset Utilizati on : Sales generated from investment in Assets * Debt Utilization: Portion of Assets that is held against Owner’s Equity. Return on Equity (ROE) = Net IncomeSales X SalesTotal Asset X Total AssetTotal Equity Or, ROE = Profit Margin (PM) X TA TO X Equity Multiplier (EM)Return on Equity (ROE) = Net IncomeSales X SalesTotal Asset X Total AssetTotal Equity Or, ROE = Profit Margin (PM) X TA TO X Equity Multiplier (EM) So, the formula for Dupont looks like this: Dupont analysis for Heidelberg Cement: From the Ratios we calculated earlier (PM, TA TO & EM); we get the following values for ROE by using the Dupont formula: Year| PM| TA TO| EM| ROE| 2011 | 8. 8028%| 1. 0631 (x)| 1. 5220 (x)| 14. 3243%| 2010| 12. 0014%| 1. 1586 (x)| 1. 5101 (x)| 20. 977%| 2009| 11. 5059%| 1. 1951 (x)| 1. 5181 (x)| 20. 8749%| Interpretation: From 2009 to 2010 we can see a slight rise up from 20. 8749% to 20. 9977% in the ROE Ratio for Heidelberg Cement. However from 2010 to 2011 there was major decline in ROE of 20. 9977% to 14. 3243%. Where TA TO and EM remains approximately similar, the ROE falls due to a declining Profit Margin in the year of 2011. So undermining the decline in the Profit Margin, it is safe to say that Heidelberg showed a considerable poor performance in generating Profit from its Sales, in the last observed year of 2011.

The Anti-Divorce Movement a Persuasion Paper - 1268 Words

For the last two decades, divorce has become ever more prelivant in society. Studies conclude that less than one-third of all marriages end in divorce. The effects of divorce can be very devastating, especially when children are involved. Everyone who has ever listened to the news has heard the dismal statistics of adolescents coming from broken homes. The statistics showing the effects of a fatherless household includes: †¢ 63% of youth suicides are from fatherless homes (U.S.D.H.H.S., Bureau of the Census) †¢ 90% of all homeless and runaway children are from fatherless home †¢ 85% of rapists motivated with displaced anger come from fatherless homes (Criminal JusticeBehavior, Vol 14, p.403-426, 1978.) †¢ 71% of all high school dropouts†¦show more content†¦One solution would be to prepare couples for marriage. Thus, the adoption of city policies to lower divorce by better preparing couples for marriage. In the community of Modesto, California, they have seen the divorce rate decrease by 54% in ten years. This decrease in divorce rate is credited to a policy called â€Å"community marriage†, adopted in 1986. The churches of Modesto County agreed to require a four-month waiting period, intensive counseling and a mentoring program for couples wanting a religious wedding. Michael McManus (a strong advocate of this policy) estimates this program, has saved 1000 marriages in the last 10 years. (Cantor, 1996) As a result, 10% of couples who go through this program decide to cancel their engagement, either by coming to the realization that marriage is more that they bargained for or they have conflicts that love has disguised. 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